GEM VISA OR GEM CREDITLINE
Pay no interest and no payment for 12 months* on purchases over $250 when you choose Pay With GEM at checkout. Plus get 6 months interest free* on all GEM Visa purchases $250 and over.
12 months interest free with no repayments during the stated period. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa/$55 Gem CreditLine). Minimum purchase $250. During this period, no interest will accrue, and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 27.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Credit provided by Latitude Financial Services Limited.
Q MASTERCARD & Q CARD
Pay no interest and no payment for 24 months* on purchases over $250 when you choose Pay With Q Card instore.
Interest Free terms are available on purchases in store, until further notice. Minimum spend $250. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
